yea, and "credit", "interest" and "equity" aren't resources either. let's not talk about what's "reality", that's highly debateable. by your reasoning, inflation isn't real either, but unfortunately it's a fact of life we have to deal with.
society as a whole can't prosper from a resource-based economy, or else there wouldn't be such a disproportionate allocation of resources. the few have control of the vast amount of resources, free market systems are an illusion, and true democracy is a nice thought, but not "reality". those concepts epitomize idealism, yet they're more like the systemic mindwashing the US gov't has pounded into the psyches of youngsters since the early 50's, eager to hump the american dream.
the 'reality' is, yesterday's science fiction is today's science. while you're stuck on materialism, more abstract/nonlinear concepts are pondered and tested by forward-thinkers. that's 'virtual reality'.
virtual funds are not unlike using electronic funds from bank routing, except centralized banks can't collect interest from it.. but of course people fear or shun what they can't understand, so what else is new
the resources are computing resources, the money is backed by an algorithm. that may be too much for you to wrap your head around, but that's basically how it works.
Hello, and Welcome to the Information Age.